99% of Insurance Claims are Underpaid!
Atlas Adjustments uses state of the art ultra 4k cameras to document all of the damages to your home. We present this to your insurance company along with our perfectly itemized repair estimate to make sure you get the HIGHEST RETURN POSSIBLE! If we can’t get you paid, we do not take a fee! This is the Atlas Guarantee and part of what makes us New York’s #1 Public Adjuster! Don’t believe us? We have hundreds of local recommendations who will attest to our dedication to successful settlements. Call us today to learn more!
(914) 800-3800
Why Should I Hire a Public Adjuster?
When you have damage to your house, you often need repairs immediately. Broken roofs don’t fix themselves!
Depending on the type of damage, the longer you let it sit the worse the damages can become. Most insurance policies require the homeowner to take immediate steps to “Prevent the property from further damage”. This can be interpreted many different ways, as most policy language can. The best thing to do is have a licensed and reputable private adjuster review your policy and take the necessary next steps. Boarding up any holes to the exterior, removing standing water from inside and disconnecting any dangerous utilities are some of the first moves we make. Once the property is secured, we can begin the documentation necessary to make sure you get the right payout for repairs.
Most people notice that often their insurance adjuster will recommend spotty repairs. Single coats of paint, patched roofs, and refinished floors are what they will recommend instead of the properly replaced items. This saves insurance companies billions of dollars each year and maximizes their profits!
At Atlas Adjustments, we provide licensed and bonded public adjusting services to homeowners. We represent the sole interest of the homeowner against the insurance company. We work to have your broken roof fully replaced, not just patched. Instead of sanding and re-using your warped wet floors, we fight to have them removed and brand new floors installed. Shortcuts are not in our nature and they should not be acceptable when it comes to your home!
FAQ
We notice some common questions among our customers that you will see below. Give us a call anytime to see what a public adjuster can do for you.
Most homeowners policies only cover water damage from sudden and accidental plumbing breaks. Drain backups, if covered may have a low limit hidden somewhere in your policy. Non-spontaneous water events like slow roof leaks and dripping pipes, may not be covered. Weather related damages including storm water, seepage, rainwater and general flooding also may NOT be covered under most homeowner policies.
You will need your own expert adjuster to help you prove that the damage meets the requirements of your policy and is a covered peril. If your company adjuster doesn’t believe that the damage was sudden, accidental or even covered, you can give our public adjusters a call to review.
We represent your interests as a homeowner and can offer a second opinion about how to prove your case.
If the damage is weather-related, you will need some other information. Depending on what your policy covers and if you have standard insurance, it can be very easy to prove things like insured storm damage.
Choosing the right Public Adjuster can help you recover 30%-90% more from your insurance settlement. Public Adjusters in NY, sometimes referred to as Private Insurance Adjusters, represent ONLY the homeowner, never the insurance company. A good “PA” will write their own Damage Repair Estimate and negotiate a better offer.
A good example of how a Public Adjuster can help maximize your insurance claim is the fight over wood floors. When walking through your home with your insurance adjuster, ask them what their plan is to bring back your damaged floors from the dead. Most insurance companies will push the adjuster to sand and refinish the existing flooring rather than replace the damaged wood with new material. This saves the insurance company THOUSANDS of dollars but results in an inferior finished product for the insured.
There are hundreds of tactics insurance companies use to underpay claims. Hiring a reputable licensed public adjuster will ensure you are compensated fairly for the damages you sustained.
If you feel that you need some help with your claim, you should consult with a Public Adjuster to help you navigate the process. Public adjusters can be the difference between having your claim settled vs playing the waiting game with your insurance company.
Still have Questions? Call (914) 800-FIRE
Water Damage Insurance Claim Tips
There are just a few important steps you need to remember when it comes to water damage claims. One is to thoroughly review your insurance policy. When you’ve done that, call your insurance company right away.
Be fastidious when it comes to documenting damage. Capture absolutely everything on camera, and keep time lapses if needed.
Do what you can to clean up and prevent the spread of damage as well as save whatever items you can from inside the house. The more prevention you do, the better off your claim will be.
You must file your claim as soon as possible for best results and keep great records.
